DISCLAIMER: There are no guarantees of any kind, and specifically no income guarantees, inherent in this program. This program is for informational and opportunity purposes only. The opinions expressed herein are time sensitive and therefore subject to change without notice. The publisher and author offer no warranties of any kind with the information herein. The publisher and author assumes no liability for errors, omissions, or inadequacies in the information contained herein or from the use and user interpretations thereof. The publisher and author specifically disclaim any liability from the use or application of the information contained in this program or from the interpretation thereof.